Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 14 256GB & More (Guide 879)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone 14 256GB

    1. Apple iPhone 14 256GB

    The Apple iPhone 14 256GB has become a best-seller for good reason. It holds a 4.8-star rating from 31 reviews. Made by Apple, it costs $509.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $85.00 — no credit check and no interest.

    Price: $509.99 · Pay in bits: 6 × $85.00

    Shop Apple iPhone 14 256GB
  2. Apple iPhone 15 128GB

    2. Apple iPhone 15 128GB

    The Apple iPhone 15 128GB is one of the most-searched phones picks in the USA right now. It holds a 4.7-star rating from 88 reviews. Made by Apple, it costs $637.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $106.25 — no credit check and no interest.

    Price: $637.49 · Pay in bits: 6 × $106.25

    Shop Apple iPhone 15 128GB
  3. Straight Talk Apple iPhone 16e

    3. Straight Talk Apple iPhone 16e

    The Straight Talk Apple iPhone 16e is one of the most-searched phones picks in the USA right now. It holds a 4.6-star rating from 10,000 reviews. Made by Straight, it costs $523.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $87.25 — no credit check and no interest.

    Price: $523.50 · Pay in bits: 6 × $87.25

    Shop Straight Talk Apple iPhone 16e
  4. Pre-Owned Apple iPhone 13 5G Unlocked (128GB) - Pink

    4. Pre-Owned Apple iPhone 13 5G Unlocked (128GB) - Pink

    If you've been comparing phones deals, the Pre-Owned Apple iPhone 13 5G Unlocked (128GB) - Pink deserves a spot on your list. It holds a 4.6-star rating from 44,000 reviews. Made by Pre-Owned, it costs $599.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $100.00 — no credit check and no interest.

    Price: $599.99 · Pay in bits: 6 × $100.00

    Shop Pre-Owned Apple iPhone 13 5G U
  5. Apple iPhone 14 Plus

    5. Apple iPhone 14 Plus

    Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 14 Plus. It holds a 4.4-star rating from 6,900 reviews. Made by Apple, it costs $384.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $64.00 — no credit check and no interest.

    Price: $384.00 · Pay in bits: 6 × $64.00

    Shop Apple iPhone 14 Plus

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.