Best Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 12 & More (Guide 878)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone 12

    1. Apple iPhone 12

    The Apple iPhone 12 has become a best-seller for good reason. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $352.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $58.75 — no credit check and no interest.

    Price: $352.50 · Pay in bits: 6 × $58.75

    Shop Apple iPhone 12
  2. Refurbished iPhone 14 Pro

    2. Refurbished iPhone 14 Pro

    The Refurbished iPhone 14 Pro has become a best-seller for good reason. It holds a 4.4-star rating from 402 reviews. Made by Refurbished, it costs $786.66 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $131.11 — no credit check and no interest.

    Price: $786.66 · Pay in bits: 6 × $131.11

    Shop Refurbished iPhone 14 Pro
  3. Apple iPhone 17

    3. Apple iPhone 17

    The Apple iPhone 17 is one of the most-searched phones picks in the USA right now. It holds a 4.7-star rating from 19,000 reviews. Made by Apple, it costs $38.75 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $6.46 — no credit check and no interest.

    Price: $38.75 · Pay in bits: 6 × $6.46

    Shop Apple iPhone 17
  4. Apple iPhone SE 2022 64GB Red

    4. Apple iPhone SE 2022 64GB Red

    The Apple iPhone SE 2022 64GB Red is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 638 reviews. Made by Apple, it costs $178.04 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $29.67 — no credit check and no interest.

    Price: $178.04 · Pay in bits: 6 × $29.67

    Shop Apple iPhone SE 2022 64GB Red
  5. Apple iPhone SE

    5. Apple iPhone SE

    The Apple iPhone SE is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 3,600 reviews. Made by Apple, it costs $214.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $35.75 — no credit check and no interest.

    Price: $214.49 · Pay in bits: 6 × $35.75

    Shop Apple iPhone SE

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.