Trending Phones & Smartphones to Buy Now, Pay Later: Apple - Refurbished Excellent - iPhone SE & More (Guide 880)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple - Refurbished Excellent - iPhone SE (2nd Generation) 64GB (Unlocked) - Black
The Apple - Refurbished Excellent - iPhone SE (2nd Generation) 64GB (Unlocked) - Black has become a best-seller for good reason. It holds a 4.4-star rating from 1,200 reviews. Made by Apple, it costs $254.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $42.50 — no credit check and no interest.
Price: $254.99 · Pay in bits: 6 × $42.50
Shop Apple - Refurbished Excellent2. Apple iPhone 14
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 14. It holds a 4.5-star rating from 609 reviews. Made by Apple, it costs $442.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $73.75 — no credit check and no interest.
Price: $442.50 · Pay in bits: 6 × $73.75
Shop Apple iPhone 143. Apple iPhone 16
The Apple iPhone 16 has become a best-seller for good reason. It holds a 4.4-star rating from 10,000 reviews. Made by Apple, it costs $867.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $144.50 — no credit check and no interest.
Price: $867.00 · Pay in bits: 6 × $144.50
Shop Apple iPhone 164. Apple - Refurbished Excellent - iPhone XR 64GB (Unlocked) - Black
The Apple - Refurbished Excellent - iPhone XR 64GB (Unlocked) - Black is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 32,000 reviews. Made by Apple, it costs $269.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $45.00 — no credit check and no interest.
Price: $269.99 · Pay in bits: 6 × $45.00
Shop Apple - Refurbished Excellent5. Apple iPhone 16 128GB Black
The Apple iPhone 16 128GB Black is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 48 reviews. Made by Apple, it costs $854.16 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $142.36 — no credit check and no interest.
Price: $854.16 · Pay in bits: 6 × $142.36
Shop Apple iPhone 16 128GB Black
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.