Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 16 Pro & More (Guide 516)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone 16 Pro

    1. Apple iPhone 16 Pro

    The Apple iPhone 16 Pro is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 12,000 reviews. Made by Apple, it costs $1,292.33 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $215.39 — no credit check and no interest.

    Price: $1,292.33 · Pay in bits: 6 × $215.39

    Shop Apple iPhone 16 Pro
  2. Apple iPhone 16 Pro Max (6.9) Cox Mobile (a3084) 256GB/Natural Ti (90%+ Battery), Gray

    2. Apple iPhone 16 Pro Max (6.9) Cox Mobile (a3084) 256GB/Natural Ti (90%+ Battery), Gray

    If you've been comparing phones deals, the Apple iPhone 16 Pro Max (6.9) Cox Mobile (a3084) 256GB/Natural Ti (90%+ Battery), Gray deserves a spot on your list. Made by Apple, it costs $1,049.93 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $174.99 — no credit check and no interest.

    Price: $1,049.93 · Pay in bits: 6 × $174.99

    Shop Apple iPhone 16 Pro Max
  3. Pre-Owned Apple iPhone SE (3rd Generation) (64GB) Unlocked - Black

    3. Pre-Owned Apple iPhone SE (3rd Generation) (64GB) Unlocked - Black

    If you've been comparing phones deals, the Pre-Owned Apple iPhone SE (3rd Generation) (64GB) Unlocked - Black deserves a spot on your list. It holds a 3.5-star rating from 6,300 reviews. Made by Pre-Owned, it costs $344.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $57.50 — no credit check and no interest.

    Price: $344.99 · Pay in bits: 6 × $57.50

    Shop Pre-Owned Apple iPhone SE
  4. Apple iPhone 13 Pro Max 128GB

    4. Apple iPhone 13 Pro Max 128GB

    The Apple iPhone 13 Pro Max 128GB has become a best-seller for good reason. It holds a 3.7-star rating from 551 reviews. Made by Apple, it costs $711.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $118.50 — no credit check and no interest.

    Price: $711.00 · Pay in bits: 6 × $118.50

    Shop Apple iPhone 13 Pro Max 128GB
  5. Pre-Owned Apple iPhone 13 Pro Max 5G (256GB) GSM/CDMA Unlocked - Alpine Green

    5. Pre-Owned Apple iPhone 13 Pro Max 5G (256GB) GSM/CDMA Unlocked - Alpine Green

    The Pre-Owned Apple iPhone 13 Pro Max 5G (256GB) GSM/CDMA Unlocked - Alpine Green is one of the most-searched phones picks in the USA right now. It holds a 3.0-star rating from 8,900 reviews. Made by Pre-Owned, it costs $944.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $157.50 — no credit check and no interest.

    Price: $944.99 · Pay in bits: 6 × $157.50

    Shop Pre-Owned Apple iPhone 13 Pro

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.