Best Phones & Smartphones to Buy Now, Pay Later: Apple - Refurbished Excellent - iPhone 16e 128GB & More (Guide 515)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple - Refurbished Excellent - iPhone 16e 128GB (Unlocked) - Black
Shoppers looking for a dependable phones upgrade keep coming back to the Apple - Refurbished Excellent - iPhone 16e 128GB (Unlocked) - Black. It holds a 4.7-star rating from 34 reviews. Made by Apple, it costs $719.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $120.00 — no credit check and no interest.
Price: $719.99 · Pay in bits: 6 × $120.00
Shop Apple - Refurbished Excellent2. Apple iPhone 12 64GB Blue
The Apple iPhone 12 64GB Blue is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $280.47 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $46.75 — no credit check and no interest.
Price: $280.47 · Pay in bits: 6 × $46.75
Shop Apple iPhone 12 64GB Blue3. Apple - Refurbished Excellent - iPhone 13 5G 128GB (Unlocked) - Midnight
If you've been comparing phones deals, the Apple - Refurbished Excellent - iPhone 13 5G 128GB (Unlocked) - Midnight deserves a spot on your list. It holds a 4.6-star rating from 387 reviews. Made by Apple, it costs $569.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $95.00 — no credit check and no interest.
Price: $569.99 · Pay in bits: 6 × $95.00
Shop Apple - Refurbished Excellent4. Smartphone Apple iPhone 13 Blue A15 6,1" 128 GB
Shoppers looking for a dependable phones upgrade keep coming back to the Smartphone Apple iPhone 13 Blue A15 6,1" 128 GB. It holds a 4.7-star rating from 1,100 reviews. Made by Smartphone, it costs $374.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $62.50 — no credit check and no interest.
Price: $374.99 · Pay in bits: 6 × $62.50
Shop Smartphone Apple iPhone 13 Blu5. New Factory Unlocked Apple iPhone 15 Pro 256GB Black Titanium NTQR3LL/A
The New Factory Unlocked Apple iPhone 15 Pro 256GB Black Titanium NTQR3LL/A is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 1 reviews. Made by New, it costs $904.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $150.75 — no credit check and no interest.
Price: $904.50 · Pay in bits: 6 × $150.75
Shop New Factory Unlocked Apple iPh
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.