Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 12 64GB & More (Guide 46)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 12 64GB
If you've been comparing phones deals, the Apple iPhone 12 64GB deserves a spot on your list. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $284.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $47.50 — no credit check and no interest.
Price: $284.99 · Pay in bits: 6 × $47.50
Shop Apple iPhone 12 64GB2. Apple iPhone 13 Mini
The Apple iPhone 13 Mini has become a best-seller for good reason. It holds a 4.6-star rating from 5,200 reviews. Made by Apple, it costs $418.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $69.75 — no credit check and no interest.
Price: $418.50 · Pay in bits: 6 × $69.75
Shop Apple iPhone 13 Mini3. Apple - Refurbished Fair - iPhone 13 5G 128GB (Unlocked) - Midnight
If you've been comparing phones deals, the Apple - Refurbished Fair - iPhone 13 5G 128GB (Unlocked) - Midnight deserves a spot on your list. It holds a 4.6-star rating from 22 reviews. Made by Apple, it costs $389.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $65.00 — no credit check and no interest.
Price: $389.99 · Pay in bits: 6 × $65.00
Shop Apple - Refurbished Fair - iPh4. Apple iPhone 16 Pro Max 256GB Desert Titanium
If you've been comparing phones deals, the Apple iPhone 16 Pro Max 256GB Desert Titanium deserves a spot on your list. It holds a 3.8-star rating from 2,400 reviews. Made by Apple, it costs $1,214.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $202.50 — no credit check and no interest.
Price: $1,214.99 · Pay in bits: 6 × $202.50
Shop Apple iPhone 16 Pro Max 256GB5. Apple - Refurbished Excellent - iPhone 15 Pro 5G 128GB - Apple Intelligence - (Unlocked) - Black Titanium
If you've been comparing phones deals, the Apple - Refurbished Excellent - iPhone 15 Pro 5G 128GB - Apple Intelligence - (Unlocked) - Black Titanium deserves a spot on your list. It holds a 4.4-star rating from 11,000 reviews. Made by Apple, it costs $1,019.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $170.00 — no credit check and no interest.
Price: $1,019.99 · Pay in bits: 6 × $170.00
Shop Apple - Refurbished Excellent
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.