Best Phones & Smartphones to Buy Now, Pay Later: Apple - Refurbished Fair - iPhone 14 5G 128GB & More (Guide 45)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple - Refurbished Fair - iPhone 14 5G 128GB (Unlocked) - Midnight
Shoppers looking for a dependable phones upgrade keep coming back to the Apple - Refurbished Fair - iPhone 14 5G 128GB (Unlocked) - Midnight. It holds a 4.7-star rating from 228 reviews. Made by Apple, it costs $479.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $80.00 — no credit check and no interest.
Price: $479.99 · Pay in bits: 6 × $80.00
Shop Apple - Refurbished Fair - iPh2. Apple iPhone 13 512gb 6.1
If you've been comparing phones deals, the Apple iPhone 13 512gb 6.1 deserves a spot on your list. It holds a 4.7-star rating from 727 reviews. Made by Apple, it costs $479.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $80.00 — no credit check and no interest.
Price: $479.99 · Pay in bits: 6 × $80.00
Shop Apple iPhone 13 512gb 6.13. Apple - Refurbished Excellent - iPhone SE (3rd Generation) 64GB (Unlocked) - Midnight
The Apple - Refurbished Excellent - iPhone SE (3rd Generation) 64GB (Unlocked) - Midnight has become a best-seller for good reason. It holds a 4.6-star rating from 6,300 reviews. Made by Apple, it costs $299.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $50.00 — no credit check and no interest.
Price: $299.99 · Pay in bits: 6 × $50.00
Shop Apple - Refurbished Excellent4. Apple iPhone 16 128GB Pink
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 16 128GB Pink. It holds a 4.3-star rating from 28 reviews. Made by Apple, it costs $851.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $142.00 — no credit check and no interest.
Price: $851.99 · Pay in bits: 6 × $142.00
Shop Apple iPhone 16 128GB Pink5. Apple - Refurbished Fair - iPhone 11 64GB (Unlocked) - Black
If you've been comparing phones deals, the Apple - Refurbished Fair - iPhone 11 64GB (Unlocked) - Black deserves a spot on your list. It holds a 4.5-star rating from 43,000 reviews. Made by Apple, it costs $269.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $45.00 — no credit check and no interest.
Price: $269.99 · Pay in bits: 6 × $45.00
Shop Apple - Refurbished Fair - iPh
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.