Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 16 Pro Max 256GB Desert Titanium & More (Guide 13)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone 16 Pro Max 256GB Desert Titanium

    1. Apple iPhone 16 Pro Max 256GB Desert Titanium

    If you've been comparing phones deals, the Apple iPhone 16 Pro Max 256GB Desert Titanium deserves a spot on your list. It holds a 3.8-star rating from 2,400 reviews. Made by Apple, it costs $1,214.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $202.50 — no credit check and no interest.

    Price: $1,214.99 · Pay in bits: 6 × $202.50

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  2. Apple iPhone 16 Plus 256GB Black

    2. Apple iPhone 16 Plus 256GB Black

    The Apple iPhone 16 Plus 256GB Black is one of the most-searched phones picks in the USA right now. It holds a 4.7-star rating from 6,600 reviews. Made by Apple, it costs $1,015.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $169.25 — no credit check and no interest.

    Price: $1,015.50 · Pay in bits: 6 × $169.25

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  3. Apple iPhone 13 Pro Max

    3. Apple iPhone 13 Pro Max

    Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 13 Pro Max. It holds a 4.4-star rating from 8,800 reviews. Made by Apple, it costs $809.93 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $134.99 — no credit check and no interest.

    Price: $809.93 · Pay in bits: 6 × $134.99

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  4. APPLE iPhone SE 64GB Schwarz

    4. APPLE iPhone SE 64GB Schwarz

    The APPLE iPhone SE 64GB Schwarz has become a best-seller for good reason. It holds a 4.1-star rating from 7,200 reviews. Made by Apple, it costs $157.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $26.25 — no credit check and no interest.

    Price: $157.50 · Pay in bits: 6 × $26.25

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  5. Apple iPhone 16 Pro Max 256GB 5G

    5. Apple iPhone 16 Pro Max 256GB 5G

    The Apple iPhone 16 Pro Max 256GB 5G is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 38 reviews. Made by Apple, it costs $1,236.68 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $206.11 — no credit check and no interest.

    Price: $1,236.68 · Pay in bits: 6 × $206.11

    Shop Apple iPhone 16 Pro Max 256GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.