Best Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 8 & More (Guide 12)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 8
If you've been comparing phones deals, the Apple iPhone 8 deserves a spot on your list. It holds a 4.3-star rating from 19,000 reviews. Made by Apple, it costs $145.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $24.25 — no credit check and no interest.
Price: $145.50 · Pay in bits: 6 × $24.25
Shop Apple iPhone 82. iPhone 15 Apple
If you've been comparing phones deals, the iPhone 15 Apple deserves a spot on your list. It holds a 4.5-star rating from 774 reviews. Made by Iphone, it costs $595.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $99.25 — no credit check and no interest.
Price: $595.50 · Pay in bits: 6 × $99.25
Shop iPhone 15 Apple3. Apple iPhone 18 Pro
If you've been comparing phones deals, the Apple iPhone 18 Pro deserves a spot on your list. It holds a 4.5-star rating from 4 reviews. Made by Apple, it costs $1,300.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $216.75 — no credit check and no interest.
Price: $1,300.50 · Pay in bits: 6 × $216.75
Shop Apple iPhone 18 Pro4. Apple iPhone 14 Pro
If you've been comparing phones deals, the Apple iPhone 14 Pro deserves a spot on your list. It holds a 4.3-star rating from 12,000 reviews. Made by Apple, it costs $671.64 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $111.94 — no credit check and no interest.
Price: $671.64 · Pay in bits: 6 × $111.94
Shop Apple iPhone 14 Pro5. Apple iPhone 16 Pro Max
The Apple iPhone 16 Pro Max is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 12,000 reviews. Made by Apple, it costs $1,199.93 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $199.99 — no credit check and no interest.
Price: $1,199.93 · Pay in bits: 6 × $199.99
Shop Apple iPhone 16 Pro Max
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.