Best Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy S21 5G 128gb & More (Guide 900)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Samsung Galaxy S21 5G 128gb (Model: Sm-g991u) AT&T Unlocked / GSM Unlocked Smartphone - Gray
The Samsung Galaxy S21 5G 128gb (Model: Sm-g991u) AT&T Unlocked / GSM Unlocked Smartphone - Gray has become a best-seller for good reason. It holds a 3.1-star rating from 11,000 reviews. Made by Samsung, it costs $254.25 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $42.38 — no credit check and no interest.
Price: $254.25 · Pay in bits: 6 × $42.38
Shop Samsung Galaxy S21 5G 128gb2. Pack Samsung Galaxy S26 Ultra 256GB
The Pack Samsung Galaxy S26 Ultra 256GB has become a best-seller for good reason. Made by Pack, it costs $2,429.97 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $404.99 — no credit check and no interest.
Price: $2,429.97 · Pay in bits: 6 × $404.99
Shop Pack Samsung Galaxy S26 Ultra3. Samsung Galaxy S25 Ultra
The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 5.0-star rating from 174,000 reviews. Made by Samsung, it costs $1,093.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $182.25 — no credit check and no interest.
Price: $1,093.50 · Pay in bits: 6 × $182.25
Shop Samsung Galaxy S25 Ultra4. Total Wireless Samsung Galaxy A26
If you've been comparing phones deals, the Total Wireless Samsung Galaxy A26 deserves a spot on your list. It holds a 3.7-star rating from 27 reviews. Made by Total, it costs $298.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $49.75 — no credit check and no interest.
Price: $298.50 · Pay in bits: 6 × $49.75
Shop Total Wireless Samsung Galaxy5. Straight Talk Samsung Galaxy A37 5G
If you've been comparing phones deals, the Straight Talk Samsung Galaxy A37 5G deserves a spot on your list. It holds a 4.0-star rating from 22 reviews. Made by Straight, it costs $523.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $87.25 — no credit check and no interest.
Price: $523.50 · Pay in bits: 6 × $87.25
Shop Straight Talk Samsung Galaxy A
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.