Top Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy Z Fold4 & More (Guide 893)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Samsung Galaxy Z Fold4
If you've been comparing phones deals, the Samsung Galaxy Z Fold4 deserves a spot on your list. It holds a 4.4-star rating from 6,700 reviews. Made by Samsung, it costs $749.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $125.00 — no credit check and no interest.
Price: $749.99 · Pay in bits: 6 × $125.00
Shop Samsung Galaxy Z Fold42. Samsung Galaxy Note 9
If you've been comparing phones deals, the Samsung Galaxy Note 9 deserves a spot on your list. It holds a 4.6-star rating from 6,100 reviews. Made by Samsung, it costs $539.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $89.99 — no credit check and no interest.
Price: $539.96 · Pay in bits: 6 × $89.99
Shop Samsung Galaxy Note 93. Samsung Galaxy S26 Ultra, Unlocked Android Smartphone, 512GB, Privacy Display, Galaxy AI, AI Camera, Super Fast Charging 3.0, Durable Battery, Black
The Samsung Galaxy S26 Ultra, Unlocked Android Smartphone, 512GB, Privacy Display, Galaxy AI, AI Camera, Super Fast Charging 3.0, Durable Battery, Black has become a best-seller for good reason. It holds a 4.8-star rating from 64,000 reviews. Made by Samsung, it costs $2,069.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $345.00 — no credit check and no interest.
Price: $2,069.99 · Pay in bits: 6 × $345.00
Shop Samsung Galaxy S26 Ultra4. Samsung S25 FE 5G
The Samsung S25 FE 5G is one of the most-searched phones picks in the USA right now. It holds a 3.8-star rating from 9 reviews. Made by Samsung, it costs $548.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $91.50 — no credit check and no interest.
Price: $548.99 · Pay in bits: 6 × $91.50
Shop Samsung S25 FE 5G5. Samsung Galaxy Note 20 5G, 128GB, Mystic Gray - Unlocked
The Samsung Galaxy Note 20 5G, 128GB, Mystic Gray - Unlocked has become a best-seller for good reason. It holds a 3.9-star rating from 1,900 reviews. Made by Samsung, it costs $824.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $137.50 — no credit check and no interest.
Price: $824.99 · Pay in bits: 6 × $137.50
Shop Samsung Galaxy Note 20 5G
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.