Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone SE & More (Guide 886)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone SE

    1. Apple iPhone SE

    The Apple iPhone SE is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 6,200 reviews. Made by Apple, it costs $178.04 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $29.67 — no credit check and no interest.

    Price: $178.04 · Pay in bits: 6 × $29.67

    Shop Apple iPhone SE
  2. Apple iPhone 16 Pro Max 256GB Desert Titanium

    2. Apple iPhone 16 Pro Max 256GB Desert Titanium

    If you've been comparing phones deals, the Apple iPhone 16 Pro Max 256GB Desert Titanium deserves a spot on your list. It holds a 3.7-star rating from 2,400 reviews. Made by Apple, it costs $1,259.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $209.99 — no credit check and no interest.

    Price: $1,259.96 · Pay in bits: 6 × $209.99

    Shop Apple iPhone 16 Pro Max 256GB
  3. Apple iPhone 16 Pro Max

    3. Apple iPhone 16 Pro Max

    The Apple iPhone 16 Pro Max is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 12,000 reviews. Made by Apple, it costs $1,327.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $221.25 — no credit check and no interest.

    Price: $1,327.50 · Pay in bits: 6 × $221.25

    Shop Apple iPhone 16 Pro Max
  4. Apple iPhone 16 Pro Titanium

    4. Apple iPhone 16 Pro Titanium

    Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 16 Pro Titanium. It holds a 2.9-star rating from 7,500 reviews. Made by Apple, it costs $1,082.85 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $180.48 — no credit check and no interest.

    Price: $1,082.85 · Pay in bits: 6 × $180.48

    Shop Apple iPhone 16 Pro Titanium
  5. Apple iPhone 16 Pro Max 256GB Black Titanium

    5. Apple iPhone 16 Pro Max 256GB Black Titanium

    The Apple iPhone 16 Pro Max 256GB Black Titanium is one of the most-searched phones picks in the USA right now. It holds a 3.9-star rating from 3,000 reviews. Made by Apple, it costs $1,169.81 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $194.97 — no credit check and no interest.

    Price: $1,169.81 · Pay in bits: 6 × $194.97

    Shop Apple iPhone 16 Pro Max 256GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.