Top Phones & Smartphones to Buy Now, Pay Later: Apple - Refurbished Excellent - iPhone 16e 128GB & More (Guide 882)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple - Refurbished Excellent - iPhone 16e 128GB (Unlocked) - Black
Shoppers looking for a dependable phones upgrade keep coming back to the Apple - Refurbished Excellent - iPhone 16e 128GB (Unlocked) - Black. It holds a 4.7-star rating from 34 reviews. Made by Apple, it costs $719.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $120.00 — no credit check and no interest.
Price: $719.99 · Pay in bits: 6 × $120.00
Shop Apple - Refurbished Excellent2. Apple iPhone SE 2022
If you've been comparing phones deals, the Apple iPhone SE 2022 deserves a spot on your list. It holds a 4.6-star rating from 1,700 reviews. Made by Apple, it costs $178.04 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $29.67 — no credit check and no interest.
Price: $178.04 · Pay in bits: 6 × $29.67
Shop Apple iPhone SE 20223. Pre-Owned Apple iPhone 13 Pro 5G (128GB) GSM/CDMA Unlocked - Silver
The Pre-Owned Apple iPhone 13 Pro 5G (128GB) GSM/CDMA Unlocked - Silver has become a best-seller for good reason. It holds a 5.0-star rating from 11,000 reviews. Made by Pre-Owned, it costs $749.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $125.00 — no credit check and no interest.
Price: $749.99 · Pay in bits: 6 × $125.00
Shop Pre-Owned Apple iPhone 13 Pro4. Apple iPhone 12 64GB Blue
The Apple iPhone 12 64GB Blue is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $277.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $46.25 — no credit check and no interest.
Price: $277.49 · Pay in bits: 6 × $46.25
Shop Apple iPhone 12 64GB Blue5. Apple iPhone 17 Pro Max Silver
The Apple iPhone 17 Pro Max Silver is one of the most-searched phones picks in the USA right now. It holds a 4.2-star rating from 19 reviews. Made by Apple, it costs $1,844.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $307.50 — no credit check and no interest.
Price: $1,844.99 · Pay in bits: 6 × $307.50
Shop Apple iPhone 17 Pro Max Silver
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.