Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 12 Pro & More (Guide 871)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 12 Pro
The Apple iPhone 12 Pro is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 13,000 reviews. Made by Apple, it costs $434.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.50 — no credit check and no interest.
Price: $434.99 · Pay in bits: 6 × $72.50
Shop Apple iPhone 12 Pro2. Apple iPhone 15 Pro Max
The Apple iPhone 15 Pro Max has become a best-seller for good reason. It holds a 5.0-star rating from 6,800 reviews. Made by Apple, it costs $1,003.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $167.25 — no credit check and no interest.
Price: $1,003.50 · Pay in bits: 6 × $167.25
Shop Apple iPhone 15 Pro Max3. Apple iPhone 16 Pro Max 256GB Desert Titanium
If you've been comparing phones deals, the Apple iPhone 16 Pro Max 256GB Desert Titanium deserves a spot on your list. It holds a 3.7-star rating from 2,400 reviews. Made by Apple, it costs $1,333.46 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $222.24 — no credit check and no interest.
Price: $1,333.46 · Pay in bits: 6 × $222.24
Shop Apple iPhone 16 Pro Max 256GB4. Apple iPhone 16 Pro Max 256GB Black Titanium
The Apple iPhone 16 Pro Max 256GB Black Titanium is one of the most-searched phones picks in the USA right now. It holds a 3.9-star rating from 3,000 reviews. Made by Apple, it costs $1,274.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $212.49 — no credit check and no interest.
Price: $1,274.96 · Pay in bits: 6 × $212.49
Shop Apple iPhone 16 Pro Max 256GB5. Apple iPhone 12
The Apple iPhone 12 has become a best-seller for good reason. It holds a 4.9-star rating from 34,000 reviews. Made by Apple, it costs $381.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $63.50 — no credit check and no interest.
Price: $381.00 · Pay in bits: 6 × $63.50
Shop Apple iPhone 12
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.