Best Phones & Smartphones to Buy Now, Pay Later: Garmin Vivoactive 5 & More (Guide 782)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Garmin Vivoactive 5

    1. Garmin Vivoactive 5

    If you've been comparing phones deals, the Garmin Vivoactive 5 deserves a spot on your list. It holds a 4.6-star rating from 8,800 reviews. Made by Garmin, it costs $299.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $50.00 — no credit check and no interest.

    Price: $299.99 · Pay in bits: 6 × $50.00

    Shop Garmin Vivoactive 5
  2. Apple Watch Series 8 GPS Aluminum Case

    2. Apple Watch Series 8 GPS Aluminum Case

    The Apple Watch Series 8 GPS Aluminum Case has become a best-seller for good reason. It holds a 4.6-star rating from 8,300 reviews. Made by Apple, it costs $254.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $42.50 — no credit check and no interest.

    Price: $254.99 · Pay in bits: 6 × $42.50

    Shop Apple Watch Series 8 GPS Alumi
  3. Garmin fenix 8 AMOLED Sapphire

    3. Garmin fenix 8 AMOLED Sapphire

    Shoppers looking for a dependable phones upgrade keep coming back to the Garmin fenix 8 AMOLED Sapphire. It holds a 4.7-star rating from 5,600 reviews. Made by Garmin, it costs $1,499.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $250.00 — no credit check and no interest.

    Price: $1,499.99 · Pay in bits: 6 × $250.00

    Shop Garmin fenix 8 AMOLED Sapphire
  4. Amazfit Bip 6 Smart Watch

    4. Amazfit Bip 6 Smart Watch

    The Amazfit Bip 6 Smart Watch is one of the most-searched phones picks in the USA right now. It holds a 4.9-star rating from 11,000 reviews. Made by Amazfit, it costs $104.98 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $17.50 — no credit check and no interest.

    Price: $104.98 · Pay in bits: 6 × $17.50

    Shop Amazfit Bip 6 Smart Watch
  5. Garmin Instinct 3 Solar Tactical Edition

    5. Garmin Instinct 3 Solar Tactical Edition

    If you've been comparing phones deals, the Garmin Instinct 3 Solar Tactical Edition deserves a spot on your list. It holds a 4.7-star rating from 454 reviews. Made by Garmin, it costs $599.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $100.00 — no credit check and no interest.

    Price: $599.99 · Pay in bits: 6 × $100.00

    Shop Garmin Instinct 3 Solar Tactic

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.