Best Phones & Smartphones to Buy Now, Pay Later: used Pre-owned Samsung Galaxy S22 Ultra 5G Smartphone & More (Guide 67)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. used Pre-owned Samsung Galaxy S22 Ultra 5G Smartphone, Verizon Only,128 GB Storage + 8 GB Ram, Phantom Black, Size: in x in x in
The used Pre-owned Samsung Galaxy S22 Ultra 5G Smartphone, Verizon Only,128 GB Storage + 8 GB Ram, Phantom Black, Size: in x in x in has become a best-seller for good reason. It holds a 5.0-star rating from 37,000 reviews. Made by Used, it costs $544.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $90.75 — no credit check and no interest.
Price: $544.49 · Pay in bits: 6 × $90.75
Shop used Pre-owned Samsung Galaxy2. used Pre-owned Samsung Galaxy A32 5G Sm-a326uzkuxaa - Unlocked - 64gb Black
If you've been comparing phones deals, the used Pre-owned Samsung Galaxy A32 5G Sm-a326uzkuxaa - Unlocked - 64gb Black deserves a spot on your list. It holds a 5.0-star rating from 38 reviews. Made by Used, it costs $148.52 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $24.75 — no credit check and no interest.
Price: $148.52 · Pay in bits: 6 × $24.75
Shop used Pre-owned Samsung Galaxy3. Restored Samsung Galaxy S25 Ultra 256gb S938u Unlocked (Refurbished), Blue
The Restored Samsung Galaxy S25 Ultra 256gb S938u Unlocked (Refurbished), Blue is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 174,000 reviews. Made by Restored, it costs $1,019.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $170.00 — no credit check and no interest.
Price: $1,019.99 · Pay in bits: 6 × $170.00
Shop Restored Samsung Galaxy S25 Ul4. Restored Samsung Galaxy A32 5G (Refurbished), Size: 6.5, Black
The Restored Samsung Galaxy A32 5G (Refurbished), Size: 6.5, Black is one of the most-searched phones picks in the USA right now. It holds a 3.6-star rating from 5,200 reviews. Made by Restored, it costs $157.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $26.25 — no credit check and no interest.
Price: $157.49 · Pay in bits: 6 × $26.25
Shop Restored Samsung Galaxy A32 5G5. Samsung Galaxy S22 Ultra 5G S908u (Fully Unlocked) 128gb Phantom Black with Wireless Earbuds, Size: 8.04 oz
Shoppers looking for a dependable phones upgrade keep coming back to the Samsung Galaxy S22 Ultra 5G S908u (Fully Unlocked) 128gb Phantom Black with Wireless Earbuds, Size: 8.04 oz. It holds a 5.0-star rating from 37,000 reviews. Made by Samsung, it costs $544.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $90.75 — no credit check and no interest.
Price: $544.49 · Pay in bits: 6 × $90.75
Shop Samsung Galaxy S22 Ultra 5G S9
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.