Best Phones & Smartphones to Buy Now, Pay Later: Restored Samsung Galaxy S21 5G G991u 128gb Phantom Gray & More (Guide 63)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Restored Samsung Galaxy S21 5G G991u 128gb Phantom Gray (T-Mobile Only) 6.2 inch Smartphone ( ) (Refurbished)
If you've been comparing phones deals, the Restored Samsung Galaxy S21 5G G991u 128gb Phantom Gray (T-Mobile Only) 6.2 inch Smartphone ( ) (Refurbished) deserves a spot on your list. It holds a 4.8-star rating from 11,000 reviews. Made by Restored, it costs $305.88 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $50.98 — no credit check and no interest.
Price: $305.88 · Pay in bits: 6 × $50.98
Shop Restored Samsung Galaxy S21 5G2. Samsung Galaxy S25 Ultra
The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 4.8-star rating from 174,000 reviews. Made by Samsung, it costs $1,048.04 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $174.67 — no credit check and no interest.
Price: $1,048.04 · Pay in bits: 6 × $174.67
Shop Samsung Galaxy S25 Ultra3. Samsung Galaxy A17 LTE 128gb + RAM AI Smartphone Brand New
The Samsung Galaxy A17 LTE 128gb + RAM AI Smartphone Brand New is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 133 reviews. Made by Samsung, it costs $299.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $50.00 — no credit check and no interest.
Price: $299.99 · Pay in bits: 6 × $50.00
Shop Samsung Galaxy A17 LTE 128gb +4. Samsung Galaxy S24+
Shoppers looking for a dependable phones upgrade keep coming back to the Samsung Galaxy S24+. It holds a 5.0-star rating from 18,000 reviews. Made by Samsung, it costs $614.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $102.50 — no credit check and no interest.
Price: $614.99 · Pay in bits: 6 × $102.50
Shop Samsung Galaxy S24+5. Samsung Galaxy S26 128gb Smartphone Unlocked, Sky Blue, Size: 6.3
The Samsung Galaxy S26 128gb Smartphone Unlocked, Sky Blue, Size: 6.3 has become a best-seller for good reason. Made by Samsung, it costs $1,479.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $246.58 — no credit check and no interest.
Price: $1,479.50 · Pay in bits: 6 × $246.58
Shop Samsung Galaxy S26 128gb Smart
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.