Top Phones & Smartphones to Buy Now, Pay Later: Garmin - VIVOACTIVE 6 Fitness GPS Smartwatch Green with Band & More (Guide 596)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Garmin - VIVOACTIVE 6 Fitness GPS Smartwatch Green with Band + 2 Year Warranty - Metallic Jasper Green with Jasper Green Band - (2025)
If you've been comparing phones deals, the Garmin - VIVOACTIVE 6 Fitness GPS Smartwatch Green with Band + 2 Year Warranty - Metallic Jasper Green with Jasper Green Band - (2025) deserves a spot on your list. It holds a 4.3-star rating from 3,100 reviews. Made by Garmin, it costs $464.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $77.50 — no credit check and no interest.
Price: $464.99 · Pay in bits: 6 × $77.50
Shop Garmin - VIVOACTIVE 6 Fitness2. Smart Watch for Men Women, 2.01 inch Amoled HD Curved Screen Smart Watch Fits for Android and iPhone
If you've been comparing phones deals, the Smart Watch for Men Women, 2.01 inch Amoled HD Curved Screen Smart Watch Fits for Android and iPhone deserves a spot on your list. It holds a 5.0-star rating from 1 reviews. Made by Smart, it costs $44.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $7.50 — no credit check and no interest.
Price: $44.99 · Pay in bits: 6 × $7.50
Shop Smart Watch for Men Women3. Fitbit Versa 3 Smartwatch
The Fitbit Versa 3 Smartwatch has become a best-seller for good reason. It holds a 2.8-star rating from 3,900 reviews. Made by Fitbit, it costs $254.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $42.50 — no credit check and no interest.
Price: $254.99 · Pay in bits: 6 × $42.50
Shop Fitbit Versa 3 Smartwatch4. 2026 Cillso Smart Watch Fits for Men Android and iPhone 1.27 inch Vibrant HD Display Smartwatch for with Bluetooth Call
If you've been comparing phones deals, the 2026 Cillso Smart Watch Fits for Men Android and iPhone 1.27 inch Vibrant HD Display Smartwatch for with Bluetooth Call deserves a spot on your list. It holds a 3.5-star rating from 66 reviews. Made by 2026, it costs $49.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $8.25 — no credit check and no interest.
Price: $49.49 · Pay in bits: 6 × $8.25
Shop 2026 Cillso Smart Watch Fits f5. Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - (2025, Sm-L330NZSAXAA) - Graphite
The Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - (2025, Sm-L330NZSAXAA) - Graphite has become a best-seller for good reason. Made by Samsung, it costs $449.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $75.00 — no credit check and no interest.
Price: $449.99 · Pay in bits: 6 × $75.00
Shop Samsung Galaxy Watch8 Aluminum
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.