Top Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy S26 Ultra & More (Guide 556)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Samsung Galaxy S26 Ultra

    1. Samsung Galaxy S26 Ultra

    The Samsung Galaxy S26 Ultra is one of the most-searched phones picks in the USA right now. It holds a 3.5-star rating from 64,000 reviews. Made by Samsung, it costs $1,919.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $320.00 — no credit check and no interest.

    Price: $1,919.99 · Pay in bits: 6 × $320.00

    Shop Samsung Galaxy S26 Ultra
  2. Total Wireless Samsung Galaxy A16

    2. Total Wireless Samsung Galaxy A16

    The Total Wireless Samsung Galaxy A16 has become a best-seller for good reason. It holds a 2.4-star rating from 175 reviews. Made by Total, it costs $193.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $32.25 — no credit check and no interest.

    Price: $193.50 · Pay in bits: 6 × $32.25

    Shop Total Wireless Samsung Galaxy
  3. Samsung A14 5G --Boost Mobile

    3. Samsung A14 5G --Boost Mobile

    The Samsung A14 5G --Boost Mobile is one of the most-searched phones picks in the USA right now. Made by Samsung, it costs $89.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $15.00 — no credit check and no interest.

    Price: $89.99 · Pay in bits: 6 × $15.00

    Shop Samsung A14 5G --Boost Mobile
  4. Samsung Galaxy S22 5G

    4. Samsung Galaxy S22 5G

    If you've been comparing phones deals, the Samsung Galaxy S22 5G deserves a spot on your list. It holds a 4.5-star rating from 21,000 reviews. Made by Samsung, it costs $292.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $48.75 — no credit check and no interest.

    Price: $292.49 · Pay in bits: 6 × $48.75

    Shop Samsung Galaxy S22 5G
  5. Samsung - Galaxy Z Fold7 256GB (Unlocked) - Blue Shadow

    5. Samsung - Galaxy Z Fold7 256GB (Unlocked) - Blue Shadow

    The Samsung - Galaxy Z Fold7 256GB (Unlocked) - Blue Shadow has become a best-seller for good reason. Made by Samsung, it costs $2,669.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $445.00 — no credit check and no interest.

    Price: $2,669.99 · Pay in bits: 6 × $445.00

    Shop Samsung - Galaxy Z Fold7 256GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.