Best Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy S21 5G & More (Guide 548)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Samsung Galaxy S21 5G

    1. Samsung Galaxy S21 5G

    The Samsung Galaxy S21 5G has become a best-seller for good reason. It holds a 4.2-star rating from 11,000 reviews. Made by Samsung, it costs $449.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $75.00 — no credit check and no interest.

    Price: $449.99 · Pay in bits: 6 × $75.00

    Shop Samsung Galaxy S21 5G
  2. Samsung Galaxy S23 FE

    2. Samsung Galaxy S23 FE

    If you've been comparing phones deals, the Samsung Galaxy S23 FE deserves a spot on your list. It holds a 4.5-star rating from 11,000 reviews. Made by Samsung, it costs $314.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $52.50 — no credit check and no interest.

    Price: $314.99 · Pay in bits: 6 × $52.50

    Shop Samsung Galaxy S23 FE
  3. Samsung Galaxy A32 5G

    3. Samsung Galaxy A32 5G

    Shoppers looking for a dependable phones upgrade keep coming back to the Samsung Galaxy A32 5G. It holds a 4.2-star rating from 5,100 reviews. Made by Samsung, it costs $163.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $27.25 — no credit check and no interest.

    Price: $163.50 · Pay in bits: 6 × $27.25

    Shop Samsung Galaxy A32 5G
  4. Samsung Galaxy S26 Ultra

    4. Samsung Galaxy S26 Ultra

    The Samsung Galaxy S26 Ultra is one of the most-searched phones picks in the USA right now. It holds a 4.8-star rating from 64,000 reviews. Made by Samsung, it costs $1,785.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $297.50 — no credit check and no interest.

    Price: $1,785.00 · Pay in bits: 6 × $297.50

    Shop Samsung Galaxy S26 Ultra
  5. Samsung Galaxy Z Flip3 5G

    5. Samsung Galaxy Z Flip3 5G

    Shoppers looking for a dependable phones upgrade keep coming back to the Samsung Galaxy Z Flip3 5G. It holds a 4.2-star rating from 7,900 reviews. Made by Samsung, it costs $359.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $59.99 — no credit check and no interest.

    Price: $359.96 · Pay in bits: 6 × $59.99

    Shop Samsung Galaxy Z Flip3 5G

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.