Best Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 16 Pro & More (Guide 537)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone 16 Pro

    1. Apple iPhone 16 Pro

    The Apple iPhone 16 Pro is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 12,000 reviews. Made by Apple, it costs $929.60 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $154.93 — no credit check and no interest.

    Price: $929.60 · Pay in bits: 6 × $154.93

    Shop Apple iPhone 16 Pro
  2. Apple iPhone Air

    2. Apple iPhone Air

    The Apple iPhone Air is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 3,500 reviews. Made by Apple, it costs $1,679.93 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $279.99 — no credit check and no interest.

    Price: $1,679.93 · Pay in bits: 6 × $279.99

    Shop Apple iPhone Air
  3. Apple iPhone 13

    3. Apple iPhone 13

    The Apple iPhone 13 is one of the most-searched phones picks in the USA right now. It holds a 4.6-star rating from 44,000 reviews. Made by Apple, it costs $434.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.49 — no credit check and no interest.

    Price: $434.96 · Pay in bits: 6 × $72.49

    Shop Apple iPhone 13
  4. Apple iPhone 16 128GB Black

    4. Apple iPhone 16 128GB Black

    The Apple iPhone 16 128GB Black is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 48 reviews. Made by Apple, it costs $817.43 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $136.24 — no credit check and no interest.

    Price: $817.43 · Pay in bits: 6 × $136.24

    Shop Apple iPhone 16 128GB Black
  5. Apple iPhone 13 256GB Pink

    5. Apple iPhone 13 256GB Pink

    The Apple iPhone 13 256GB Pink is one of the most-searched phones picks in the USA right now. It holds a 4.6-star rating from 44,000 reviews. Made by Apple, it costs $427.29 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $71.22 — no credit check and no interest.

    Price: $427.29 · Pay in bits: 6 × $71.22

    Shop Apple iPhone 13 256GB Pink

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.