Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 12 Smartphone Unlocked & More (Guide 512)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 12 Smartphone Unlocked
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 12 Smartphone Unlocked. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $292.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $48.75 — no credit check and no interest.
Price: $292.50 · Pay in bits: 6 × $48.75
Shop Apple iPhone 12 Smartphone Unl2. Apple iPhone Air
The Apple iPhone Air is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 3,500 reviews. Made by Apple, it costs $1,679.93 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $279.99 — no credit check and no interest.
Price: $1,679.93 · Pay in bits: 6 × $279.99
Shop Apple iPhone Air3. Apple iPhone 16 Pro
The Apple iPhone 16 Pro is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 12,000 reviews. Made by Apple, it costs $929.91 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $154.98 — no credit check and no interest.
Price: $929.91 · Pay in bits: 6 × $154.98
Shop Apple iPhone 16 Pro4. Apple iPhone 16 128GB Black
The Apple iPhone 16 128GB Black is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 48 reviews. Made by Apple, it costs $740.24 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $123.37 — no credit check and no interest.
Price: $740.24 · Pay in bits: 6 × $123.37
Shop Apple iPhone 16 128GB Black5. Apple - Refurbished Excellent - iPhone 12 5G 64GB (Unlocked) - Black
Shoppers looking for a dependable phones upgrade keep coming back to the Apple - Refurbished Excellent - iPhone 12 5G 64GB (Unlocked) - Black. It holds a 4.4-star rating from 651 reviews. Made by Apple, it costs $434.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.50 — no credit check and no interest.
Price: $434.99 · Pay in bits: 6 × $72.50
Shop Apple - Refurbished Excellent
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.