Trending Phones & Smartphones to Buy Now, Pay Later: Straight Talk Apple iPhone XR & More (Guide 510)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Straight Talk Apple iPhone XR
If you've been comparing phones deals, the Straight Talk Apple iPhone XR deserves a spot on your list. It holds a 3.1-star rating from 423 reviews. Made by Straight, it costs $479.97 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $80.00 — no credit check and no interest.
Price: $479.97 · Pay in bits: 6 × $80.00
Shop Straight Talk Apple iPhone XR2. Apple iPhone 13 Pro
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 13 Pro. It holds a 2.9-star rating from 11,000 reviews. Made by Apple, it costs $577.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $96.25 — no credit check and no interest.
Price: $577.49 · Pay in bits: 6 × $96.25
Shop Apple iPhone 13 Pro3. Apple iPhone 15
If you've been comparing phones deals, the Apple iPhone 15 deserves a spot on your list. It holds a 4.6-star rating from 30,000 reviews. Made by Apple, it costs $748.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $124.75 — no credit check and no interest.
Price: $748.50 · Pay in bits: 6 × $124.75
Shop Apple iPhone 154. Apple iPhone 16
The Apple iPhone 16 has become a best-seller for good reason. It holds a 4.6-star rating from 20,000 reviews. Made by Apple, it costs $943.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $157.25 — no credit check and no interest.
Price: $943.50 · Pay in bits: 6 × $157.25
Shop Apple iPhone 165. Apple iPhone 16e
If you've been comparing phones deals, the Apple iPhone 16e deserves a spot on your list. It holds a 4.6-star rating from 10,000 reviews. Made by Apple, it costs $734.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $122.50 — no credit check and no interest.
Price: $734.99 · Pay in bits: 6 × $122.50
Shop Apple iPhone 16e
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.