Best Phones & Smartphones to Buy Now, Pay Later: Total Wireless Samsung Galaxy A20 & More (Guide 1611)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Total Wireless Samsung Galaxy A20
The Total Wireless Samsung Galaxy A20 is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 42 reviews. Made by Total, it costs $75.95 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $12.66 — no credit check and no interest.
Price: $75.95 · Pay in bits: 6 × $12.66
Shop Total Wireless Samsung Galaxy2. Samsung A16 5G
Shoppers looking for a dependable phones upgrade keep coming back to the Samsung A16 5G. It holds a 4.2-star rating from 7,300 reviews. Made by Samsung, it costs $298.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $49.75 — no credit check and no interest.
Price: $298.50 · Pay in bits: 6 × $49.75
Shop Samsung A16 5G3. Samsung Galaxy S25 FE 128GB
If you've been comparing phones deals, the Samsung Galaxy S25 FE 128GB deserves a spot on your list. It holds a 4.6-star rating from 125,000 reviews. Made by Samsung, it costs $869.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $145.00 — no credit check and no interest.
Price: $869.99 · Pay in bits: 6 × $145.00
Shop Samsung Galaxy S25 FE 128GB4. Samsung Galaxy S25 Ultra
The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 4.6-star rating from 174,000 reviews. Made by Samsung, it costs $1,369.37 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $228.23 — no credit check and no interest.
Price: $1,369.37 · Pay in bits: 6 × $228.23
Shop Samsung Galaxy S25 Ultra5. Samsung - Galaxy Z Fold7 256GB (Unlocked) - Jet Black
Shoppers looking for a dependable phones upgrade keep coming back to the Samsung - Galaxy Z Fold7 256GB (Unlocked) - Jet Black. It holds a 5.0-star rating from 52,000 reviews. Made by Samsung, it costs $2,999.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $500.00 — no credit check and no interest.
Price: $2,999.99 · Pay in bits: 6 × $500.00
Shop Samsung - Galaxy Z Fold7 256GB
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.