Top Phones & Smartphones to Buy Now, Pay Later: Samsung - Refurbished Excellent - Galaxy A13 5G 64GB & More (Guide 1609)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Samsung - Refurbished Excellent - Galaxy A13 5G 64GB (Unlocked) - Black
If you've been comparing phones deals, the Samsung - Refurbished Excellent - Galaxy A13 5G 64GB (Unlocked) - Black deserves a spot on your list. It holds a 3.9-star rating from 2,000 reviews. Made by Samsung, it costs $194.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $32.50 — no credit check and no interest.
Price: $194.99 · Pay in bits: 6 × $32.50
Shop Samsung - Refurbished Excellen2. Samsung - Refurbished Excellent - Galaxy S22 5G 128GB (Unlocked) - Phantom Black
The Samsung - Refurbished Excellent - Galaxy S22 5G 128GB (Unlocked) - Phantom Black is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 38 reviews. Made by Samsung, it costs $449.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $75.00 — no credit check and no interest.
Price: $449.99 · Pay in bits: 6 × $75.00
Shop Samsung - Refurbished Excellen3. Samsung Galaxy S25 Ultra
The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 3.3-star rating from 174,000 reviews. Made by Samsung, it costs $994.65 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $165.78 — no credit check and no interest.
Price: $994.65 · Pay in bits: 6 × $165.78
Shop Samsung Galaxy S25 Ultra4. Samsung Galaxy A57 5G
If you've been comparing phones deals, the Samsung Galaxy A57 5G deserves a spot on your list. It holds a 4.8-star rating from 18,000 reviews. Made by Samsung, it costs $674.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $112.50 — no credit check and no interest.
Price: $674.99 · Pay in bits: 6 × $112.50
Shop Samsung Galaxy A57 5G5. Samsung Galaxy A23 5G Smartphone
If you've been comparing phones deals, the Samsung Galaxy A23 5G Smartphone deserves a spot on your list. It holds a 4.4-star rating from 813 reviews. Made by Samsung, it costs $232.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $38.75 — no credit check and no interest.
Price: $232.49 · Pay in bits: 6 × $38.75
Shop Samsung Galaxy A23 5G Smartpho
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.