Best Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy S25 Ultra & More (Guide 1604)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Samsung Galaxy S25 Ultra
The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 4.7-star rating from 174,000 reviews. Made by Samsung, it costs $1,153.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $192.25 — no credit check and no interest.
Price: $1,153.50 · Pay in bits: 6 × $192.25
Shop Samsung Galaxy S25 Ultra2. Samsung Galaxy S23
Shoppers looking for a dependable phones upgrade keep coming back to the Samsung Galaxy S23. It holds a 4.5-star rating from 892 reviews. Made by Samsung, it costs $355.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $59.25 — no credit check and no interest.
Price: $355.50 · Pay in bits: 6 × $59.25
Shop Samsung Galaxy S233. Samsung Galaxy A52 128GB
Shoppers looking for a dependable phones upgrade keep coming back to the Samsung Galaxy A52 128GB. It holds a 4.4-star rating from 6,200 reviews. Made by Samsung, it costs $172.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $28.75 — no credit check and no interest.
Price: $172.49 · Pay in bits: 6 × $28.75
Shop Samsung Galaxy A52 128GB4. Samsung Galaxy A16 5G Smart Phone 128GB 4GB RAM Unlocked 6.7" AMOLED Display, Super Fast Charging, US Version, 2025 - Black Manufactured Refurbished
The Samsung Galaxy A16 5G Smart Phone 128GB 4GB RAM Unlocked 6.7" AMOLED Display, Super Fast Charging, US Version, 2025 - Black Manufactured Refurbished is one of the most-searched phones picks in the USA right now. It holds a 4.2-star rating from 7,300 reviews. Made by Samsung, it costs $217.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $36.25 — no credit check and no interest.
Price: $217.49 · Pay in bits: 6 × $36.25
Shop Samsung Galaxy A16 5G Smart Ph5. Samsung Galaxy S21 5G
The Samsung Galaxy S21 5G has become a best-seller for good reason. It holds a 4.2-star rating from 11,000 reviews. Made by Samsung, it costs $824.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $137.49 — no credit check and no interest.
Price: $824.96 · Pay in bits: 6 × $137.49
Shop Samsung Galaxy S21 5G
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.