Best Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy S25 & More (Guide 1600)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Samsung Galaxy S25

    1. Samsung Galaxy S25

    The Samsung Galaxy S25 has become a best-seller for good reason. It holds a 4.7-star rating from 58,000 reviews. Made by Samsung, it costs $31.22 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $5.20 — no credit check and no interest.

    Price: $31.22 · Pay in bits: 6 × $5.20

    Shop Samsung Galaxy S25
  2. Samsung Galaxy S26 Ultra

    2. Samsung Galaxy S26 Ultra

    The Samsung Galaxy S26 Ultra is one of the most-searched phones picks in the USA right now. It holds a 4.8-star rating from 64,000 reviews. Made by Samsung, it costs $1,950.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $325.00 — no credit check and no interest.

    Price: $1,950.00 · Pay in bits: 6 × $325.00

    Shop Samsung Galaxy S26 Ultra
  3. Samsung Galaxy S25 FE

    3. Samsung Galaxy S25 FE

    The Samsung Galaxy S25 FE is one of the most-searched phones picks in the USA right now. It holds a 4.6-star rating from 125,000 reviews. Made by Samsung, it costs $898.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $149.75 — no credit check and no interest.

    Price: $898.50 · Pay in bits: 6 × $149.75

    Shop Samsung Galaxy S25 FE
  4. Samsung Galaxy S25 Ultra

    4. Samsung Galaxy S25 Ultra

    The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 4.7-star rating from 174,000 reviews. Made by Samsung, it costs $1,648.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $274.75 — no credit check and no interest.

    Price: $1,648.50 · Pay in bits: 6 × $274.75

    Shop Samsung Galaxy S25 Ultra
  5. Samsung Galaxy A12 32GB

    5. Samsung Galaxy A12 32GB

    The Samsung Galaxy A12 32GB has become a best-seller for good reason. It holds a 3.8-star rating from 308 reviews. Made by Samsung, it costs $90.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $15.00 — no credit check and no interest.

    Price: $90.00 · Pay in bits: 6 × $15.00

    Shop Samsung Galaxy A12 32GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.