Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 12 & More (Guide 1582)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 12
The Apple iPhone 12 has become a best-seller for good reason. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $434.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.50 — no credit check and no interest.
Price: $434.99 · Pay in bits: 6 × $72.50
Shop Apple iPhone 122. Apple iPhone Air
The Apple iPhone Air is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 3,500 reviews. Made by Apple, it costs $1,559.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $260.00 — no credit check and no interest.
Price: $1,559.99 · Pay in bits: 6 × $260.00
Shop Apple iPhone Air3. Apple iPhone 16e Black
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 16e Black. It holds a 4.4-star rating from 19 reviews. Made by Apple, it costs $644.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $107.50 — no credit check and no interest.
Price: $644.99 · Pay in bits: 6 × $107.50
Shop Apple iPhone 16e Black4. Apple iPhone SE 64GB
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone SE 64GB. It holds a 3.5-star rating from 65 reviews. Made by Apple, it costs $208.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $34.75 — no credit check and no interest.
Price: $208.50 · Pay in bits: 6 × $34.75
Shop Apple iPhone SE 64GB5. Apple iPhone 15
If you've been comparing phones deals, the Apple iPhone 15 deserves a spot on your list. It holds a 4.8-star rating from 28,000 reviews. Made by Apple, it costs $651.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $108.50 — no credit check and no interest.
Price: $651.00 · Pay in bits: 6 × $108.50
Shop Apple iPhone 15
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.