Best Phones & Smartphones to Buy Now, Pay Later: Apple - Refurbished Fair - iPhone 15 Plus 5G 128GB & More (Guide 1567)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple - Refurbished Fair - iPhone 15 Plus 5G 128GB (Unlocked) - Black
The Apple - Refurbished Fair - iPhone 15 Plus 5G 128GB (Unlocked) - Black has become a best-seller for good reason. It holds a 5.0-star rating from 9,200 reviews. Made by Apple, it costs $674.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $112.50 — no credit check and no interest.
Price: $674.99 · Pay in bits: 6 × $112.50
Shop Apple - Refurbished Fair - iPh2. Apple iPhone 11 Pro
The Apple iPhone 11 Pro has become a best-seller for good reason. It holds a 5.0-star rating from 9,500 reviews. Made by Apple, it costs $385.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $64.25 — no credit check and no interest.
Price: $385.50 · Pay in bits: 6 × $64.25
Shop Apple iPhone 11 Pro3. Apple iPhone 15 Pro Max
The Apple iPhone 15 Pro Max has become a best-seller for good reason. It holds a 4.1-star rating from 6,800 reviews. Made by Apple, it costs $880.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $146.75 — no credit check and no interest.
Price: $880.50 · Pay in bits: 6 × $146.75
Shop Apple iPhone 15 Pro Max4. Apple iPhone 12 Pro
The Apple iPhone 12 Pro is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 13,000 reviews. Made by Apple, it costs $435.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.50 — no credit check and no interest.
Price: $435.00 · Pay in bits: 6 × $72.50
Shop Apple iPhone 12 Pro5. Refurbished iPhone 16
The Refurbished iPhone 16 is one of the most-searched phones picks in the USA right now. It holds a 4.8-star rating from 203 reviews. Made by Refurbished, it costs $1,527.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $254.50 — no credit check and no interest.
Price: $1,527.00 · Pay in bits: 6 × $254.50
Shop Refurbished iPhone 16
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.