Best Phones & Smartphones to Buy Now, Pay Later: Apple Watch Ultra 3 49mm Titanium & More (Guide 1439)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple Watch Ultra 3 49mm Titanium
Shoppers looking for a dependable phones upgrade keep coming back to the Apple Watch Ultra 3 49mm Titanium. It holds a 5.0-star rating from 4,100 reviews. Made by Apple, it costs $1,048.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $174.75 — no credit check and no interest.
Price: $1,048.50 · Pay in bits: 6 × $174.75
Shop Apple Watch Ultra 3 49mm Titan2. Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - (2025, Sm-L330NZSAXAA) - Graphite
The Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - (2025, Sm-L330NZSAXAA) - Graphite has become a best-seller for good reason. Made by Samsung, it costs $449.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $75.00 — no credit check and no interest.
Price: $449.99 · Pay in bits: 6 × $75.00
Shop Samsung Galaxy Watch8 Aluminum3. S8 Aura Smartwatch Health Monitoring Bluetooth Calls & 10-Day Battery
The S8 Aura Smartwatch Health Monitoring Bluetooth Calls & 10-Day Battery has become a best-seller for good reason. It holds a 4.0-star rating from 8 reviews. Made by S8, it costs $59.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $10.00 — no credit check and no interest.
Price: $59.99 · Pay in bits: 6 × $10.00
Shop S8 Aura Smartwatch Health Moni4. Women Smart Bluetooth
If you've been comparing phones deals, the Women Smart Bluetooth deserves a spot on your list. It holds a 4.7-star rating from 185 reviews. Made by Women, it costs $44.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $7.50 — no credit check and no interest.
Price: $44.99 · Pay in bits: 6 × $7.50
Shop Women Smart Bluetooth5. STA ZW66 Smart Watch,IP68 Waterproof Smartwatch for Women Men 180+ Sports Modes,2.01-inch Fitness Tracker with Bluetooth Call
The STA ZW66 Smart Watch,IP68 Waterproof Smartwatch for Women Men 180+ Sports Modes,2.01-inch Fitness Tracker with Bluetooth Call is one of the most-searched phones picks in the USA right now. It holds a 4.7-star rating from 235 reviews. Made by Sta, it costs $53.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $9.00 — no credit check and no interest.
Price: $53.99 · Pay in bits: 6 × $9.00
Shop STA ZW66 Smart Watch
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.