Best Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 8 & More (Guide 1340)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 8
If you've been comparing phones deals, the Apple iPhone 8 deserves a spot on your list. It holds a 4.3-star rating from 19,000 reviews. Made by Apple, it costs $157.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $26.25 — no credit check and no interest.
Price: $157.49 · Pay in bits: 6 × $26.25
Shop Apple iPhone 82. Apple iPhone 8 Plus
The Apple iPhone 8 Plus is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 13,000 reviews. Made by Apple, it costs $187.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $31.25 — no credit check and no interest.
Price: $187.49 · Pay in bits: 6 × $31.25
Shop Apple iPhone 8 Plus3. Apple iPhone 12 128GB
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 12 128GB. It holds a 4.5-star rating from 168 reviews. Made by Apple, it costs $328.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $54.75 — no credit check and no interest.
Price: $328.50 · Pay in bits: 6 × $54.75
Shop Apple iPhone 12 128GB4. Samsung Galaxy A17 5G
If you've been comparing phones deals, the Samsung Galaxy A17 5G deserves a spot on your list. It holds a 5.0-star rating from 21,000 reviews. Made by Samsung, it costs $11.25 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $1.88 — no credit check and no interest.
Price: $11.25 · Pay in bits: 6 × $1.88
Shop Samsung Galaxy A17 5G5. Samsung Galaxy S26 Ultra
The Samsung Galaxy S26 Ultra is one of the most-searched phones picks in the USA right now. It holds a 4.0-star rating from 64,000 reviews. Made by Samsung, it costs $1,499.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $250.00 — no credit check and no interest.
Price: $1,499.99 · Pay in bits: 6 × $250.00
Shop Samsung Galaxy S26 Ultra
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.