Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 12 & More (Guide 1337)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone 12
The Apple iPhone 12 has become a best-seller for good reason. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $269.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $45.00 — no credit check and no interest.
Price: $269.99 · Pay in bits: 6 × $45.00
Shop Apple iPhone 122. Apple iPhone 18 Pro
If you've been comparing phones deals, the Apple iPhone 18 Pro deserves a spot on your list. It holds a 4.5-star rating from 4 reviews. Made by Apple, it costs $58.32 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $9.72 — no credit check and no interest.
Price: $58.32 · Pay in bits: 6 × $9.72
Shop Apple iPhone 18 Pro3. Apple iPhone 13
The Apple iPhone 13 is one of the most-searched phones picks in the USA right now. It holds a 4.6-star rating from 44,000 reviews. Made by Apple, it costs $410.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $68.50 — no credit check and no interest.
Price: $410.99 · Pay in bits: 6 × $68.50
Shop Apple iPhone 134. Fully Unlocked Apple iPhone 13 Cell Phone 128gb 4GB RAM 3240 mAh Starlight, Size: 6.1, White
If you've been comparing phones deals, the Fully Unlocked Apple iPhone 13 Cell Phone 128gb 4GB RAM 3240 mAh Starlight, Size: 6.1, White deserves a spot on your list. It holds a 4.6-star rating from 44,000 reviews. Made by Fully, it costs $389.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $65.00 — no credit check and no interest.
Price: $389.99 · Pay in bits: 6 × $65.00
Shop Fully Unlocked Apple iPhone 135. Apple iPhone 12 Pro
The Apple iPhone 12 Pro is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 13,000 reviews. Made by Apple, it costs $434.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.50 — no credit check and no interest.
Price: $434.99 · Pay in bits: 6 × $72.50
Shop Apple iPhone 12 Pro
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.