Top Phones & Smartphones to Buy Now, Pay Later: Apple iPhone XR & More (Guide 1319)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple iPhone XR
The Apple iPhone XR is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 32,000 reviews. Made by Apple, it costs $231.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $38.50 — no credit check and no interest.
Price: $231.00 · Pay in bits: 6 × $38.50
Shop Apple iPhone XR2. Apple iPhone 12 Smartphone Unlocked
Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 12 Smartphone Unlocked. It holds a 3.7-star rating from 34,000 reviews. Made by Apple, it costs $292.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $48.75 — no credit check and no interest.
Price: $292.50 · Pay in bits: 6 × $48.75
Shop Apple iPhone 12 Smartphone Unl3. Apple iPhone 13 128GB
If you've been comparing phones deals, the Apple iPhone 13 128GB deserves a spot on your list. It holds a 3.8-star rating from 1,100 reviews. Made by Apple, it costs $411.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $68.50 — no credit check and no interest.
Price: $411.00 · Pay in bits: 6 × $68.50
Shop Apple iPhone 13 128GB4. iPhone 15 Apple
If you've been comparing phones deals, the iPhone 15 Apple deserves a spot on your list. It holds a 5.0-star rating from 870 reviews. Made by Iphone, it costs $719.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $119.99 — no credit check and no interest.
Price: $719.96 · Pay in bits: 6 × $119.99
Shop iPhone 15 Apple5. Apple iPhone 16e
If you've been comparing phones deals, the Apple iPhone 16e deserves a spot on your list. It holds a 4.6-star rating from 10,000 reviews. Made by Apple, it costs $25.01 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $4.17 — no credit check and no interest.
Price: $25.01 · Pay in bits: 6 × $4.17
Shop Apple iPhone 16e
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.