Top Phones & Smartphones to Buy Now, Pay Later: Apple - Refurbished Good - iPhone 12 5G 64GB & More (Guide 1315)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Apple - Refurbished Good - iPhone 12 5G 64GB (Unlocked) - Black
The Apple - Refurbished Good - iPhone 12 5G 64GB (Unlocked) - Black is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $299.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $50.00 — no credit check and no interest.
Price: $299.99 · Pay in bits: 6 × $50.00
Shop Apple - Refurbished Good - iPh2. Smartphone Apple iPhone 13 6,1" 128 GB
The Smartphone Apple iPhone 13 6,1" 128 GB is one of the most-searched phones picks in the USA right now. It holds a 4.9-star rating from 1,300 reviews. Made by Smartphone, it costs $374.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $62.49 — no credit check and no interest.
Price: $374.96 · Pay in bits: 6 × $62.49
Shop Smartphone Apple iPhone 13 63. Apple iPhone 15 128GB
The Apple iPhone 15 128GB is one of the most-searched phones picks in the USA right now. It holds a 4.7-star rating from 88 reviews. Made by Apple, it costs $625.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $104.25 — no credit check and no interest.
Price: $625.49 · Pay in bits: 6 × $104.25
Shop Apple iPhone 15 128GB4. Apple iPhone 16 128GB Black
The Apple iPhone 16 128GB Black is one of the most-searched phones picks in the USA right now. It holds a 4.1-star rating from 48 reviews. Made by Apple, it costs $740.24 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $123.37 — no credit check and no interest.
Price: $740.24 · Pay in bits: 6 × $123.37
Shop Apple iPhone 16 128GB Black5. Apple iPhone 13 mini
The Apple iPhone 13 mini has become a best-seller for good reason. It holds a 4.6-star rating from 5,200 reviews. Made by Apple, it costs $403.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $67.25 — no credit check and no interest.
Price: $403.50 · Pay in bits: 6 × $67.25
Shop Apple iPhone 13 mini
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.