Trending Phones & Smartphones to Buy Now, Pay Later: LOKMAT - APPLLP 3 4G Android Smartwatch with SIM & More (Guide 1268)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. LOKMAT - APPLLP 3 4G Android Smartwatch with SIM, 1.6" AMOLED Display, 3GB+32GB, GPS, SIM Card Support, WiFi & Rotating Camera - Silver - (2026)
The LOKMAT - APPLLP 3 4G Android Smartwatch with SIM, 1.6" AMOLED Display, 3GB+32GB, GPS, SIM Card Support, WiFi & Rotating Camera - Silver - (2026) has become a best-seller for good reason. Made by Lokmat, it costs $194.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $32.50 — no credit check and no interest.
Price: $194.99 · Pay in bits: 6 × $32.50
Shop LOKMAT - APPLLP 3 4G Android S2. Lokmat appllp 4 Smartwatch
If you've been comparing phones deals, the Lokmat appllp 4 Smartwatch deserves a spot on your list. It holds a 5.0-star rating from 60 reviews. Made by Lokmat, it costs $164.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $27.50 — no credit check and no interest.
Price: $164.99 · Pay in bits: 6 × $27.50
Shop Lokmat appllp 4 Smartwatch3. Garmin Vivomove Trend Smartwatch
Shoppers looking for a dependable phones upgrade keep coming back to the Garmin Vivomove Trend Smartwatch. It holds a 4.2-star rating from 803 reviews. Made by Garmin, it costs $404.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $67.50 — no credit check and no interest.
Price: $404.99 · Pay in bits: 6 × $67.50
Shop Garmin Vivomove Trend Smartwat4. Cubitt VIVA Pro 2 Smartwatch with 1.85 AMOLED HD Display
The Cubitt VIVA Pro 2 Smartwatch with 1.85 AMOLED HD Display has become a best-seller for good reason. It holds a 4.4-star rating from 25 reviews. Made by Cubitt, it costs $149.93 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $24.99 — no credit check and no interest.
Price: $149.93 · Pay in bits: 6 × $24.99
Shop Cubitt VIVA Pro 2 Smartwatch w5. Cubitt Terra Rugged Smartwatch with Dual-Band GPS
If you've been comparing phones deals, the Cubitt Terra Rugged Smartwatch with Dual-Band GPS deserves a spot on your list. It holds a 3.9-star rating from 15 reviews. Made by Cubitt, it costs $209.92 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $34.99 — no credit check and no interest.
Price: $209.92 · Pay in bits: 6 × $34.99
Shop Cubitt Terra Rugged Smartwatch
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.