Best Phones & Smartphones to Buy Now, Pay Later: Motorola Razr Ultra 2025 Unlocked Made for US 16/512gb & More (Guide 1211)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Motorola Razr Ultra 2025 Unlocked Made for US 16/512gb

    1. Motorola Razr Ultra 2025 Unlocked Made for US 16/512gb

    The Motorola Razr Ultra 2025 Unlocked Made for US 16/512gb is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 63 reviews. Made by Motorola, it costs $1,495.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $249.25 — no credit check and no interest.

    Price: $1,495.50 · Pay in bits: 6 × $249.25

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  2. Moto G Power 2026 128gb Smartphone Unlocked Pantone Evening Blue

    2. Moto G Power 2026 128gb Smartphone Unlocked Pantone Evening Blue

    Shoppers looking for a dependable phones upgrade keep coming back to the Moto G Power 2026 128gb Smartphone Unlocked Pantone Evening Blue. Made by Moto, it costs $449.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $75.00 — no credit check and no interest.

    Price: $449.99 · Pay in bits: 6 × $75.00

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  3. Motorola Moto G Power - 2026 | Unlocked | Made for US 8/128gb | 50mp Camera | Pantone Evening Blue

    3. Motorola Moto G Power - 2026 | Unlocked | Made for US 8/128gb | 50mp Camera | Pantone Evening Blue

    The Motorola Moto G Power - 2026 | Unlocked | Made for US 8/128gb | 50mp Camera | Pantone Evening Blue is one of the most-searched phones picks in the USA right now. Made by Motorola, it costs $734.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $122.50 — no credit check and no interest.

    Price: $734.99 · Pay in bits: 6 × $122.50

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  4. AT&T Motorola moto g 2026

    4. AT&T Motorola moto g 2026

    Shoppers looking for a dependable phones upgrade keep coming back to the AT&T Motorola moto g 2026. It holds a 3.4-star rating from 43 reviews. Made by At&T, it costs $88.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $14.75 — no credit check and no interest.

    Price: $88.50 · Pay in bits: 6 × $14.75

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  5. Tracfone Motorola moto g 2026 5G

    5. Tracfone Motorola moto g 2026 5G

    The Tracfone Motorola moto g 2026 5G is one of the most-searched phones picks in the USA right now. It holds a 3.9-star rating from 55 reviews. Made by Tracfone, it costs $149.82 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $24.97 — no credit check and no interest.

    Price: $149.82 · Pay in bits: 6 × $24.97

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How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.