Most-Bought Phones & Smartphones to Buy Now, Pay Later: Refurbished iPhone 16 Plus & More (Guide 1173)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Refurbished iPhone 16 Plus

    1. Refurbished iPhone 16 Plus

    If you've been comparing phones deals, the Refurbished iPhone 16 Plus deserves a spot on your list. It holds a 5.0-star rating from 313 reviews. Made by Refurbished, it costs $919.35 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $153.23 — no credit check and no interest.

    Price: $919.35 · Pay in bits: 6 × $153.23

    Shop Refurbished iPhone 16 Plus
  2. Samsung Galaxy S25 Ultra

    2. Samsung Galaxy S25 Ultra

    The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 5.0-star rating from 174,000 reviews. Made by Samsung, it costs $1,732.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $288.75 — no credit check and no interest.

    Price: $1,732.49 · Pay in bits: 6 × $288.75

    Shop Samsung Galaxy S25 Ultra
  3. Samsung Galaxy S25 Ultra

    3. Samsung Galaxy S25 Ultra

    The Samsung Galaxy S25 Ultra has become a best-seller for good reason. It holds a 5.0-star rating from 174,000 reviews. Made by Samsung, it costs $1,162.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $193.75 — no credit check and no interest.

    Price: $1,162.49 · Pay in bits: 6 × $193.75

    Shop Samsung Galaxy S25 Ultra
  4. Apple iPhone 15 Pro

    4. Apple iPhone 15 Pro

    The Apple iPhone 15 Pro has become a best-seller for good reason. It holds a 3.1-star rating from 11,000 reviews. Made by Apple, it costs $853.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $142.25 — no credit check and no interest.

    Price: $853.50 · Pay in bits: 6 × $142.25

    Shop Apple iPhone 15 Pro
  5. Apple iPhone 13

    5. Apple iPhone 13

    The Apple iPhone 13 is one of the most-searched phones picks in the USA right now. It holds a 5.0-star rating from 44,000 reviews. Made by Apple, it costs $464.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $77.49 — no credit check and no interest.

    Price: $464.96 · Pay in bits: 6 × $77.49

    Shop Apple iPhone 13

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.