Trending Phones & Smartphones to Buy Now, Pay Later: Straight Talk Apple iPhone XR & More (Guide 1169)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Straight Talk Apple iPhone XR

    1. Straight Talk Apple iPhone XR

    If you've been comparing phones deals, the Straight Talk Apple iPhone XR deserves a spot on your list. It holds a 3.8-star rating from 455 reviews. Made by Straight, it costs $232.47 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $38.75 — no credit check and no interest.

    Price: $232.47 · Pay in bits: 6 × $38.75

    Shop Straight Talk Apple iPhone XR
  2. Apple iPhone 12

    2. Apple iPhone 12

    The Apple iPhone 12 has become a best-seller for good reason. It holds a 4.4-star rating from 34,000 reviews. Made by Apple, it costs $344.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $57.50 — no credit check and no interest.

    Price: $344.99 · Pay in bits: 6 × $57.50

    Shop Apple iPhone 12
  3. Apple iPhone 12 64gb LTE Cellular Straight Talk/TracFone MGH63LL/A - TF

    3. Apple iPhone 12 64gb LTE Cellular Straight Talk/TracFone MGH63LL/A - TF

    If you've been comparing phones deals, the Apple iPhone 12 64gb LTE Cellular Straight Talk/TracFone MGH63LL/A - TF deserves a spot on your list. It holds a 4.0-star rating from 90 reviews. Made by Apple, it costs $291.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $48.50 — no credit check and no interest.

    Price: $291.00 · Pay in bits: 6 × $48.50

    Shop Apple iPhone 12 64gb LTE Cellu
  4. Apple iPhone 14 Pro

    4. Apple iPhone 14 Pro

    If you've been comparing phones deals, the Apple iPhone 14 Pro deserves a spot on your list. It holds a 4.5-star rating from 183 reviews. Made by Apple, it costs $622.11 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $103.69 — no credit check and no interest.

    Price: $622.11 · Pay in bits: 6 × $103.69

    Shop Apple iPhone 14 Pro
  5. Apple iPhone 14 Plus 6.7 256GB Midnat

    5. Apple iPhone 14 Plus 6.7 256GB Midnat

    The Apple iPhone 14 Plus 6.7 256GB Midnat has become a best-seller for good reason. It holds a 4.4-star rating from 465 reviews. Made by Apple, it costs $547.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $91.25 — no credit check and no interest.

    Price: $547.50 · Pay in bits: 6 × $91.25

    Shop Apple iPhone 14 Plus 6.7 256GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.