Most-Bought Phones & Smartphones to Buy Now, Pay Later: Apple iPhone 7 & More (Guide 1166)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone 7

    1. Apple iPhone 7

    Shoppers looking for a dependable phones upgrade keep coming back to the Apple iPhone 7. It holds a 4.4-star rating from 26,000 reviews. Made by Apple, it costs $79.34 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $13.22 — no credit check and no interest.

    Price: $79.34 · Pay in bits: 6 × $13.22

    Shop Apple iPhone 7
  2. Apple - Refurbished Excellent - iPhone 12 5G 64GB (Unlocked) - Black

    2. Apple - Refurbished Excellent - iPhone 12 5G 64GB (Unlocked) - Black

    Shoppers looking for a dependable phones upgrade keep coming back to the Apple - Refurbished Excellent - iPhone 12 5G 64GB (Unlocked) - Black. It holds a 4.4-star rating from 651 reviews. Made by Apple, it costs $434.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $72.50 — no credit check and no interest.

    Price: $434.99 · Pay in bits: 6 × $72.50

    Shop Apple - Refurbished Excellent
  3. Apple iPhone SE 2022 64GB Red

    3. Apple iPhone SE 2022 64GB Red

    The Apple iPhone SE 2022 64GB Red is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 638 reviews. Made by Apple, it costs $171.30 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $28.55 — no credit check and no interest.

    Price: $171.30 · Pay in bits: 6 × $28.55

    Shop Apple iPhone SE 2022 64GB Red
  4. Apple - Refurbished Excellent - iPhone 13 5G 128GB (Unlocked) - Midnight

    4. Apple - Refurbished Excellent - iPhone 13 5G 128GB (Unlocked) - Midnight

    If you've been comparing phones deals, the Apple - Refurbished Excellent - iPhone 13 5G 128GB (Unlocked) - Midnight deserves a spot on your list. It holds a 4.6-star rating from 387 reviews. Made by Apple, it costs $569.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $95.00 — no credit check and no interest.

    Price: $569.99 · Pay in bits: 6 × $95.00

    Shop Apple - Refurbished Excellent
  5. Apple iPhone 16 Pro Max 256GB Desert Titanium

    5. Apple iPhone 16 Pro Max 256GB Desert Titanium

    If you've been comparing phones deals, the Apple iPhone 16 Pro Max 256GB Desert Titanium deserves a spot on your list. It holds a 3.8-star rating from 2,400 reviews. Made by Apple, it costs $1,094.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $182.50 — no credit check and no interest.

    Price: $1,094.99 · Pay in bits: 6 × $182.50

    Shop Apple iPhone 16 Pro Max 256GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.