Best Phones & Smartphones to Buy Now, Pay Later: Apple iPhone SE & More (Guide 1163)

Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.

  1. Apple iPhone SE

    1. Apple iPhone SE

    The Apple iPhone SE is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 3,600 reviews. Made by Apple, it costs $214.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $35.75 — no credit check and no interest.

    Price: $214.49 · Pay in bits: 6 × $35.75

    Shop Apple iPhone SE
  2. Apple iPhone 16

    2. Apple iPhone 16

    The Apple iPhone 16 has become a best-seller for good reason. It holds a 4.6-star rating from 20,000 reviews. Made by Apple, it costs $861.00 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $143.50 — no credit check and no interest.

    Price: $861.00 · Pay in bits: 6 × $143.50

    Shop Apple iPhone 16
  3. Apple iPhone 15 128GB

    3. Apple iPhone 15 128GB

    The Apple iPhone 15 128GB is one of the most-searched phones picks in the USA right now. It holds a 4.7-star rating from 88 reviews. Made by Apple, it costs $637.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $106.25 — no credit check and no interest.

    Price: $637.49 · Pay in bits: 6 × $106.25

    Shop Apple iPhone 15 128GB
  4. Apple iPhone 16 Pro

    4. Apple iPhone 16 Pro

    The Apple iPhone 16 Pro is one of the most-searched phones picks in the USA right now. It holds a 4.4-star rating from 12,000 reviews. Made by Apple, it costs $929.91 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $154.98 — no credit check and no interest.

    Price: $929.91 · Pay in bits: 6 × $154.98

    Shop Apple iPhone 16 Pro
  5. Apple iPhone 14 Plus 128GB

    5. Apple iPhone 14 Plus 128GB

    The Apple iPhone 14 Plus 128GB has become a best-seller for good reason. It holds a 4.6-star rating from 84 reviews. Made by Apple, it costs $517.50 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $86.25 — no credit check and no interest.

    Price: $517.50 · Pay in bits: 6 × $86.25

    Shop Apple iPhone 14 Plus 128GB

How paying in bits works

Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.