Best Phones & Smartphones to Buy Now, Pay Later: Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - & More (Guide 1024)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - (2025, Sm-L330NZSAXAA) - Graphite
The Samsung Galaxy Watch8 Aluminum Smartwatch 44mm Bt - (2025, Sm-L330NZSAXAA) - Graphite has become a best-seller for good reason. Made by Samsung, it costs $449.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $75.00 — no credit check and no interest.
Price: $449.99 · Pay in bits: 6 × $75.00
Shop Samsung Galaxy Watch8 Aluminum2. Garmin fenix 8 AMOLED Sapphire
Shoppers looking for a dependable phones upgrade keep coming back to the Garmin fenix 8 AMOLED Sapphire. It holds a 4.9-star rating from 5,600 reviews. Made by Garmin, it costs $1,499.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $250.00 — no credit check and no interest.
Price: $1,499.99 · Pay in bits: 6 × $250.00
Shop Garmin fenix 8 AMOLED Sapphire3. Apple Watch Series 9 (gps, 45mm) Graphite Stainless Steel Case with Midnight Sport Band, Gray
The Apple Watch Series 9 (gps, 45mm) Graphite Stainless Steel Case with Midnight Sport Band, Gray has become a best-seller for good reason. It holds a 3.1-star rating from 9,300 reviews. Made by Apple, it costs $326.58 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $54.43 — no credit check and no interest.
Price: $326.58 · Pay in bits: 6 × $54.43
Shop Apple Watch Series 94. Bundle - Garmin - Instinct 3, 50mm Solar, Whitestone - (2025)
Shoppers looking for a dependable phones upgrade keep coming back to the Bundle - Garmin - Instinct 3, 50mm Solar, Whitestone - (2025). It holds a 3.1-star rating from 2,000 reviews. Made by Bundle, it costs $611.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $102.00 — no credit check and no interest.
Price: $611.99 · Pay in bits: 6 × $102.00
Shop Bundle - Garmin - Instinct 35. Apple Watch Series 9 (gps, 45mm) Silver Aluminum Case with Storm Blue Sport Band - M/L, Men's, Size: Medium/Large
If you've been comparing phones deals, the Apple Watch Series 9 (gps, 45mm) Silver Aluminum Case with Storm Blue Sport Band - M/L, Men's, Size: Medium/Large deserves a spot on your list. It holds a 5.0-star rating from 9,200 reviews. Made by Apple, it costs $299.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $50.00 — no credit check and no interest.
Price: $299.99 · Pay in bits: 6 × $50.00
Shop Apple Watch Series 9
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.