Top Phones & Smartphones to Buy Now, Pay Later: LOKMAT - APPLLP 4 MAX Android Smartwatch & More (Guide 1021)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. LOKMAT - APPLLP 4 MAX Android Smartwatch, 2.88" Touchscreen, 4G LTE, 6GB RAM, 128GB Storage, GPS, Dual Camera & 1500mAh Battery - Silver - (2026)
The LOKMAT - APPLLP 4 MAX Android Smartwatch, 2.88" Touchscreen, 4G LTE, 6GB RAM, 128GB Storage, GPS, Dual Camera & 1500mAh Battery - Silver - (2026) has become a best-seller for good reason. It holds a 3.5-star rating from 1 reviews. Made by Lokmat, it costs $389.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $65.00 — no credit check and no interest.
Price: $389.99 · Pay in bits: 6 × $65.00
Shop LOKMAT - APPLLP 4 MAX Android2. Garmin Forerunner 570
Shoppers looking for a dependable phones upgrade keep coming back to the Garmin Forerunner 570. It holds a 3.9-star rating from 2,200 reviews. Made by Garmin, it costs $824.89 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $137.48 — no credit check and no interest.
Price: $824.89 · Pay in bits: 6 × $137.48
Shop Garmin Forerunner 5703. Amazfit Bip 6 Smart Watch
The Amazfit Bip 6 Smart Watch is one of the most-searched phones picks in the USA right now. It holds a 3.9-star rating from 11,000 reviews. Made by Amazfit, it costs $104.98 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $17.50 — no credit check and no interest.
Price: $104.98 · Pay in bits: 6 × $17.50
Shop Amazfit Bip 6 Smart Watch4. Apple Watch Series 9 45mm Cellular Starlight - Starlight - (2023)
Shoppers looking for a dependable phones upgrade keep coming back to the Apple Watch Series 9 45mm Cellular Starlight - Starlight - (2023). It holds a 3.9-star rating from 9,200 reviews. Made by Apple, it costs $524.96 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $87.49 — no credit check and no interest.
Price: $524.96 · Pay in bits: 6 × $87.49
Shop Apple Watch Series 9 45mm Cell5. Garmin Forerunner 970
Shoppers looking for a dependable phones upgrade keep coming back to the Garmin Forerunner 970. It holds a 3.6-star rating from 2,100 reviews. Made by Garmin, it costs $1,124.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $187.50 — no credit check and no interest.
Price: $1,124.99 · Pay in bits: 6 × $187.50
Shop Garmin Forerunner 970
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.