Top Phones & Smartphones to Buy Now, Pay Later: Refurbished iPhone 16 Plus & More (Guide 10)
Looking for the best phones & smartphones you can buy now and pay later? We picked 5 popular items US shoppers buy again and again. Every product below can be split into 6 monthly bits with no credit check and no interest. Unlocked smartphones, iPhones, Samsung Galaxy, Motorola and Pixel phones plus cases and chargers.
1. Refurbished iPhone 16 Plus
If you've been comparing phones deals, the Refurbished iPhone 16 Plus deserves a spot on your list. It holds a 4.6-star rating from 222 reviews. Made by Refurbished, it costs $42.89 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $7.15 — no credit check and no interest.
Price: $42.89 · Pay in bits: 6 × $7.15
Shop Refurbished iPhone 16 Plus2. Apple iPhone 13 - At&t - 256gb Green
If you've been comparing phones deals, the Apple iPhone 13 - At&t - 256gb Green deserves a spot on your list. Made by Apple, it costs $4.13 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $0.69 — no credit check and no interest.
Price: $4.13 · Pay in bits: 6 × $0.69
Shop Apple iPhone 13 - At&t - 256gb3. Apple iPhone 12 Pro Max
The Apple iPhone 12 Pro Max is one of the most-searched phones picks in the USA right now. It holds a 4.5-star rating from 12,000 reviews. Made by Apple, it costs $497.99 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $83.00 — no credit check and no interest.
Price: $497.99 · Pay in bits: 6 × $83.00
Shop Apple iPhone 12 Pro Max4. Apple iPhone 16 Pro Max 256GB Black Titanium
The Apple iPhone 16 Pro Max 256GB Black Titanium is one of the most-searched phones picks in the USA right now. It holds a 3.6-star rating from 3,000 reviews. Made by Apple, it costs $45.84 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $7.64 — no credit check and no interest.
Price: $45.84 · Pay in bits: 6 × $7.64
Shop Apple iPhone 16 Pro Max 256GB5. Apple iPhone X
If you've been comparing phones deals, the Apple iPhone X deserves a spot on your list. It holds a 4.5-star rating from 17,000 reviews. Made by Apple, it costs $217.49 on Izan Deals, and you can buy it now and pay later in 6 monthly bits of about $36.25 — no credit check and no interest.
Price: $217.49 · Pay in bits: 6 × $36.25
Shop Apple iPhone X
How paying in bits works
Add any item to your bag, choose “Pay in 6 bits” at checkout, and pay the first bit today. The remaining five bits are charged monthly. There's no credit check and no interest.